Privacy Policy | Flash Advance Lending LLC

Effective Date: May 21, 2026

This Privacy Policy (the “Policy”) explains the way Flash Advance Lending LLC (“Flash Advance,” “we,” “us,” or “our”) manages information when you make use of the Flash Advance website (flashadvancelending.com), any mobile application we offer, and the related features and services we provide (collectively, the “Services”).

Flash Advance functions as a matching and comparison platform. We are not a lender. We do not fund loans, set credit terms, or decide who qualifies for any financial product. Should you decide to connect with an independent third-party provider through the Services, that provider will apply its own privacy practices to your information.

This Policy is intended for individuals located in the United States. We follow the U.S. privacy and consumer-protection laws that apply to us, which may include state-level privacy frameworks such as the California Consumer Privacy Act (CCPA/CPRA). Keep in mind that the specific rights described below can vary based on the state where you live.

1. Categories of Information We Collect

We receive information in three ways: (a) information you give us directly, (b) information collected automatically as you use the Services, and (c) information we receive from third parties.

A. Information You Provide Directly

Depending on how you engage with the Services, you may share with us:

Contact and identity details: your name, telephone number, and email address.
Verification data: one-time passcodes (OTP) we send to validate your phone number.
Inquiry inputs: the amount you would like to explore, the state where you reside, and other eligibility-related details you choose to enter.
Messages to support: anything you include when you contact our support team (such as your name, email, subject line, and the body of your message).
Other optional details: any additional information you decide to provide through forms or features within the Services.

You do not need to create a formal account to look through the options available. If you select phone-based verification, your number is used only to send you a sign-in code.

B. Information Collected Automatically

As you use the Services, we may automatically record:

Device and usage data: device model, operating system version, app version, display language, time zone, and how you interact with the Services (for example, the screens you view and the actions you take).
Technical and network data: IP address, mobile carrier, an approximate location estimated from your IP address, crash reports, diagnostic data, performance figures, and security-related logs.
Identifiers: unique identifiers or comparable tokens used for analytics, fraud prevention, and platform security.
Tracking technologies (website only): we may use cookies, software development kits (SDKs), pixels, or similar technologies to remember your settings, measure performance, and improve the Services.

C. Information Received From Third Parties

If you decide to continue with a third-party provider, or if we take part in provider networks, we may receive:

Referral and attribution data: for instance, confirmation that you clicked through, started an application, or finished a specific step.
Fraud and security signals: supplied by technology vendors and partners.
Service-quality data: limited signals we need to assess how the Services are performing (for example, whether a provider link worked properly).

2. How We Use Your Information

We rely on the information we collect for purposes that include:

Operating the Services: displaying and arranging the options available to you based on the details you submit.
Verification and platform integrity: sending OTP codes, blocking unauthorized use, and keeping the environment secure.
Support: responding to your questions, resolving problems, and improving the support experience.
Fraud prevention and security: spotting suspicious activity, protecting users, and defending our systems.
Analytics and improvement: examining how the Services are used, fixing bugs, improving performance, and developing new features.
Legal compliance: fulfilling our obligations under applicable law, responding to lawful requests, and enforcing our Terms of Use.

3. How We Share Information

We share information only to the extent needed for the purposes set out in this Policy.

A. Service Providers (Vendors)

We may give information to vendors that help us with:

Cloud hosting and infrastructure
Data storage and backup
Analytics and performance measurement
Security monitoring, fraud detection, and incident response
Customer support platforms and communication tools

These vendors may use the information only to carry out services for us and are subject to contractual obligations to protect your data.

B. Third-Party Financial Providers (When You Choose To Proceed)

When you choose to engage with a third-party provider — for example, by clicking through to review or apply for an option — we may pass along the information needed to make that connection possible (such as your contact details and the eligibility inputs you entered). From the moment you start interacting with a provider, that provider’s privacy policy governs how your information is used. We encourage you to read any provider’s privacy notice before submitting an application.

C. Legal, Regulatory, and Safety Reasons

We may disclose information when we believe in good faith that doing so is necessary to:

Comply with applicable law, regulation, legal process, or a government request
Protect the rights, safety, and security of our users, the Services, or the public
Investigate, prevent, or respond to suspected fraud, misuse, or security incidents

D. Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, or sale of all or part of our business, information may be transferred as part of that transaction, subject to appropriate confidentiality and privacy protections.

E. Aggregated or De-Identified Data

We may share information that has been aggregated or de-identified so that it can no longer reasonably be connected to you.

F. We Do Not Sell Personal Information

We do not sell personal information as that term is defined under applicable state privacy laws, and we do not engage in cross-context behavioral advertising that would create opt-out obligations under those laws. If our practices ever change, we will revise this Policy and provide any notices and choices that the law requires.

4. SMS Text Messaging and Verification

If you select phone-based verification, we will send a one-time code to the number you give us. Your carrier’s standard messaging and data rates may apply. We use SMS mainly for verification and security, and we will not send marketing text messages unless you separately opt in where that applies.

5. Cookies, Analytics, and Similar Technologies

We may use analytics tools and similar technologies to learn how the Services are used and to make them work better. On our website, you can usually manage cookie preferences through your browser settings. Certain settings at the app or device level may also let you limit specific tracking or analytics features.

6. How Long We Retain Information

We keep information only for as long as is reasonably necessary to fulfill the purposes described in this Policy — including running the Services, maintaining security, meeting legal requirements, and resolving disputes.

Typical retention periods may include:

Support messages: kept for as long as needed to handle your request and for quality-assurance and security purposes.
Security and analytics logs: generally retained for a limited time to support performance monitoring and fraud prevention.
Referral and attribution records: kept as needed for operational, fraud-prevention, and performance-measurement purposes.

We may delete or de-identify information once it is no longer needed, unless a legal requirement obligates us to keep it longer.

7. Data Security

We use administrative, technical, and physical safeguards designed to protect information against unauthorized access, alteration, disclosure, or destruction. No method of transmission or storage can be guaranteed to be completely secure, but we apply industry-standard measures to help protect your data.

8. Your Choices and Controls

You can exercise the following choices:

Optional information: you decide which details you submit through the Services.
Phone verification: taking part in SMS-based verification is voluntary.
Cookie settings (website): you can adjust cookie preferences in your browser settings.
Marketing preferences (if applicable): if we offer promotional messages, you can opt out using the method shown in the message or by contacting our support team.

9. State Privacy Rights (U.S.)

Depending on the state where you live, you may have the right to:

Request access to the personal information we hold about you
Request deletion of certain personal information
Request correction of inaccurate personal information
Learn more about how we handle data
In some states, opt out of certain types of processing (such as targeted advertising or “sale/sharing” as defined by law)

How to submit a request:

Email us at info@flashadvancelending.com.
Include enough detail for us to understand and act on your request, and note that it is a “Privacy Request.”

We may need to confirm your identity before responding — for example, by verifying that you control the email address or phone number tied to your request. If an authorized agent submits a request for you, we may ask for supporting documentation.

10. Children’s Privacy

The Services are intended for users who are 18 years of age or older and are not directed to children. We do not knowingly collect personal information from anyone under 13 years of age. If you believe a child has given us personal information, please contact us so that we can take appropriate action.

11. Changes to This Policy

We may update this Policy from time to time. When we do, we will revise the “Effective Date” shown at the top and post the updated version. By continuing to use the Services after an update, you accept the revised Policy.

12. Contact Us

If you have questions or requests about this Policy or our data practices, you can reach us at:

Flash Advance Lending LLC 63 N Burritt Ave # 100E, Buffalo, Wyoming 82834-1868, United States Email: info@flashadvancelending.com Website: https://flashadvancelending.com/

LEGAL DISCLAIMER Flash Advance is not a lender. Loan amounts, interest rates, repayment terms, and product availability depend on the provider and may vary by state. Approval is determined solely by the provider based on its own criteria.